Rachelle Killman
Sr. Loan Officer | NMLS# 1792884
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Rachelle is amazing, this is the 3rd loan she has done for me and everything element perfect as usual!
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
I enjoyed working with you. Thanks for the great feedback.
Rachelle is amazing, this is the 3rd loan she has done for me and everything element perfect as usual!
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
I enjoyed working with you. Thanks for the great feedback.
Great care to detail and constant communication! Made the whole mortgage process stress free and easy.
Reply from Rachelle Killman
March 30th, 2026 09:15 PM
I genuinely appreciate your kind words, David. I'm pleased to hear that my attention to detail and communication made the mortgage process easier for you. It's important to me that things go smoothly, and knowing it was stress-free for you...
read more
Great care to detail and constant communication! Made the whole mortgage process stress free and easy.
Reply from Rachelle Killman
March 30th, 2026 09:15 PM
I genuinely appreciate your kind words, David. I'm pleased to hear that my attention to detail and communication made the mortgage process easier for you. It's important to me that things go smoothly, and knowing it was stress-free for you...
read more
Rachelle was great. Constant communication on the process and next steps made the whole process super easy and without anxiety. Thanks!!
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle was great. Constant communication on the process and next steps made the whole process super easy and without anxiety. Thanks!!
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle phoned us sometimes after hours and when we had questions she was quick to respond. She is very professional and helpful. We would recommend her to anyone who wants to buy a house!
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle phoned us sometimes after hours and when we had questions she was quick to respond. She is very professional and helpful. We would recommend her to anyone who wants to buy a house!
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle was a gem to work with! She was prompt and compassionate, and she went out of her way to help us secure a loan with a couple of unusual circumstances.
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
I really appreciate the feedback and am looking forward to working with you again.
Rachelle was a gem to work with! She was prompt and compassionate, and she went out of her way to help us secure a loan with a couple of unusual circumstances.
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1792884
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.