

Rachelle Killman
Sr. Loan Officer | NMLS# 1792884

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
smooth process!
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
smooth process!
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle was very proactive in providing loan process information to us and she was very quick in her responses to us.
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle was very proactive in providing loan process information to us and she was very quick in her responses to us.
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Thank you, Rachelle, for making this process easy and smooth for us! Your prompt and clear answers to our questions helped us greatly.
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Thank you, Rachelle, for making this process easy and smooth for us! Your prompt and clear answers to our questions helped us greatly.
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Rachelle was extremely professional and helpful. She made the process as stress free as it can be. I will highly recommend her to anyone who wants to get a home loan.
Thanks again Rachelle.
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Rachelle was extremely professional and helpful. She made the process as stress free as it can be. I will highly recommend her to anyone who wants to get a home loan.
Thanks again Rachelle.
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
So quick and easy, Rachelle made the process feel effortless.
Reply from Rachelle Killman
May 20th, 2026 03:19 PM
I really appreciate the feedback and am looking forward to working with you again.
So quick and easy, Rachelle made the process feel effortless.
Reply from Rachelle Killman
June 1st, 2026 08:29 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1792884
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.