Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Pretty painless from start to finish. Application was straightforward, approval was as stated, closing was 30min tops. Very efficient and would recommend.
Phil is a professional and excellent. We have known/used him for 13 years and numerous transactions. He remembers us and our situation. He is pleasant, highly communicative, and able to move quickly. In a stressful situation like buying and...
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Communication whit the phill made the difference
For us he was great 👍
Phil has the knowledge and experience needed to guide us through each transaction. He made sure we completed our tasks in a timely manner so the process kept moving forward, and was always available when we had questions. Great communication....
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Phil always provides great advice and makes the process easy.
Phil got us into the right loan product for our needs. Everything was streamlined and easy. We've used Phil multiple times in the past, we've recommended him to others, and he's the only mortgage professional we will use in the future.
This is my 2nd purchase using Phil. He is always direct and professional. He gets back with you quickly with any questions.
I recommend using him to anyone buying a house!!!
Easy to contact. Great communication.
Phil was amazing as always and he was there to guide us every step of the way. He delivered on his promise to have the loan approved and closed in a timely manner. Phil was our compass during the process and he looked out for our interest....
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Phil is a wonderful communicator and evaluated several different options for us and helped really advise us to find the best option. Thanks, Phil, for all of your help.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org