

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Very easy to work with. Responsive - quick to answer any questions. Provided clear instructions and any needed information.
Phil was very responsive and patient with questions. Answers were clear and understandable. It felt that he was as much invested in our success in the process as we were. Highly recommend.
Phil and his team that helped us through the loan process were amazing. So easy to work with, extremely knowledgeable and were very communicative. They were always easy to get a hold of to ask questions, get explanations, etc. Phenomenal experience...
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Phil was very professional
Process was seamless!
Professional, courteous, readily willing to assist throughout the entire process. Could not ask for anything more from the experience.
Phil is always available for a call or quick conversation to answer questions. He gives you the right answer each time and explains it in a way anyone can understand. Makes everything streamlined and easy for us - it really makes the home buying...
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Phil made our mortgage process as seamless as possible! He gave clear instructions, exceptional advice and always provided us with prompt answers to our questions. Phil is extremely knowledgeable in his field and made us feel very taken care...
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Phil was great about explaining the process, especially considering the times we were in. He went above and beyond answering questions much later than office hours. Phil helped make our home buying process much smoother and simpler.
921–930 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org