

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Very streamlined, he was able to answer any questions I had. The whole experience was easy.
Thank you
Phil was great through the entire process! I always knew what was going on and never felt in the dark thanks to Phil’s communication. Our closing went very smoothly. I will continue to recommend Phil’s services!
Phil was very knowledgeable and professional, and did an exceptional job. I would absolutely recommend him. Thank you
Efficient
Phil was helpful keeping things on track for closing and explaining each step along the way.
Phil was fantastic all-around: providing pragmatic advice and “getting me” right from the start. He acts quickly to not only get you timely info but get stuff done! The online document upload process was incredibly smooth and allowed me to...
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Phil is amazing! He us professional and makes the process as easy as possible.
Phil was straight forward. He communicated often and created a smooth transition throughout the process. Being a first time home buyer he made it a great experience.
941–950 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org