

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Multiple times using the skills and efficiencies of Phil Scaglia as my loan officer. Personable, Professional and Caring. Great experience and highly recommended.
Loved working with our friend Phil !
Phil was very prompt on responding to correspondence. He helped explain things well and Was patient with all my questions.
Phil is incredibly knowledgeable, kind, and helpful. Anytime I had any question, he had no issues answering it and would always go above and beyond with that answer. Phil treated me like family and I feel lucky to have worked with him
Phil communicated what we needed to know and when we needed to know it. We were able to ask questions when we were confused and his answers were prompt. As someone who has bought and sold multiple homes over the years, having someone who doesn't...
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Phil is the best. We recommend him to all of our friends.
Timeliness, honesty and desire to get us the best quote and rate possible!
Phil was gracious and professional. Got down to business and we were able to close way ahead of what was originally scheduled. No complaints. Thanks!
This being our first time venturing into owning property, we needed someone that was straight forward and timely when responding. Phil was all of that every step of the way. Great experience
Phil was EXCELLENT! His expertise was invaluable, he walked us through the entire process and ensured everything happened according to plan. Thanks Phil! We appreciate all you did for us!
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org