Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was awesome! Great communicator, straight to the point and very helpful. As a first time home buyer, I felt like we could trust him. Can't ask for anything more!
Virtual signing
Phil was very responsive and found a way for us to lock in our loan at a lower rate.
Very thorough, kept me informed. platform to receive, view and sign documents was efficient and easy to use
From the very first call that I made to Phil concerning our loan needs, I knew we had made the right choice. He was engaging, honest, quick to respond to inquiries about the loan details, and provided the outstanding level of service we had...
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Phil and his team did a great job- working fast to ensure my new house would close in 30 days. I would recommend First State Bank Mortgage to family and friends!
Phil was always extremely prompt in responding to my e-mails and was always available for a phone call.
Great advice and service
Speed and proactive engagement were two big factors.
671–680 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org