

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil, was a great advisor. With rapid rate increases he created several options for us to consider. At the end of the day he made the home buying experience great.
Phil made it great! Always responsive - promptly answers all calls and texts. Made the process as easy as he could. Will definitely use him again and will refer anyone I know his way.
Phil is truly a pleasure to work with. He promptly answers questions, is an outstanding communicator and made the process easy!
Phil supported me throughout the refinance process, including sending timely reminders and responding quickly and thoroughly to questions. I would recommend him to anyone!
Phil was very efficient and made the process seamless. I was out of town and easily got him what he needed. He gave my approval letter to allow me to begin the tactical mission of obtaining a house in RECORD TIME! Highly recommend!
Phil looked out for us every step of the way.
great experience, again.
Let’s face it, it is a rigorous and stressful experience to be purchasing a home, moving in our case, and Phil is trustworthy and always makes sure you know what you need to know. That is so important. He can’t control what will happen, but...
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Very responsive, professional. Made the process easy.
I trust Phil and had no doubts I would be taken care of. Phil has helped me with a loan in the past too. It was nice to not stress about this part of the home buying process.
691–700 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org