

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was very accessible and helpful throughout the loan process.
Phil does a great job communicating, and is very knowledgeable about mortgage products. We appreciate him taking the time to help us explore options and find a mortgage that worked best for us.
Our experience with Phil was great as first-time homebuyers! He answered all our questions thoroughly and reassured us throughout the process as concerns arose with the current market and rising interest rates. We would highly recommend Phil....
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Responsiveness
Quick answers, simple process. Phil kept us updated at each critical point.
Phil is great.
Phil was so helpful and available, going above and beyond for us! Thank you for all your hard work, Phil!
Phil’s responsiveness, knowledge, advice, and care for customers is unrivaled and made the process smooth and enjoyable.
Phil was always available and communicated next steps throughout the process. His high level of expertise and knowledge made the process streamlined for me as a first time home buyer.
All around an excellent experience
561–570 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org