Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil is prompt, thorough, encouraging, and professional. He goes above and beyond. I have referred him to multiple people. Thanks so much Phil!!!
Phil was nothing but professional, responsive, reassuring, good natured, informative and an outstanding guide through a process that can easily become stressful. He kept on top of everything and kept us in the loop every step of the way. Phil...
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Phil was not only very responsive, but very proactive in guiding me through the mortgage process. He was never out of reach.
Phil was very informative and quick to respond to questions and next steps. It was a great experience for us who had never gone through the process before!
Phil was extremely helpful and responsive to our questions, and very friendly also!
Knowledgeable, timely, good rates
communication
Phil was very knowledgeable and provided great advice for our loan. Everything at closing went smoothly! We greatly appreciate his time and focus on making our experience a great one!
Phil was an excellent communicator throughout the our entire process and detailed next steps.
Phil offered creative solutions to put us in the best possible position within our budget.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org