Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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I received several notification emails for the same thing.
It was a positive experience. Phil was very patient and answered all my questions. It was fast and seamless. Thank you!
Phil is through about explaining the process, well in front of any potential issues and always responsive.
Phil is awesome. We really appreciated his guidance as we were sorting through the loan options and how organized he was in staying on top of us to get our documents in. We are big fans of Phil!
Professional and personable.
Phil was extremely helpful & responded very quickly to all communications.
Personalised communication and guidance throughout the entire process.
Making it so easy. No haste’s.
Phil made me aware of good options to consider as interest rates continued to rise. He set me up with a mortgage that will benefit me in the near-term and still have options to re-fi to more favorable terms in the future.
Phil Scaglia is outstanding! He has been very helpful throughout the over 1 year long process that we were looking for the house. He would often send us preapproval letters on short notice often at night or on the weekends. The application...
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org