Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Phil helped guide us through the process and offered expert advice. We would never purchase another home or refi without his help.
Phil is absolutely amazing and went through leaps and bounds to make all our transactions smooth.
Phil is fantastic! We have used him for several transactions and everyone time he is attentive and makes sure everything is executed flawlessly!
I have worked with Phil many times. His level of service and professionalism is unparalleled. I will always look to him first for my lending needs.
Great communication, quick responses, and smooth process overall.
PHIL SCALGLIA IS A GOD AMONG MEN!
He and his team walked me through the whole process, it was a piece of cake!
We all need people like that team running the world! Thanks first state bank!
Phil is the best. He tells us what to expect and lays everything out for us. He communicated with us throughout the process and was upfront and honest about what needed to be done. I recommend Phil to anyone looking for someone to help with...
read more
Very good communication on items needed to close on time. Helped lock in our rate right before they raised again. Gave us good estimates for total monthly payments. Overall things just went smoothly
Phil and his team were friendly, great communication, patient and quick to respond. Terrific service.
Phil was wonderfully kind, thoughtful, and knowledgeable. We look forward to working with him again one day!
541–550 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org