

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil is always easy to work with and very knowledgeable
Phil is a true professional. Explains many different options so you can choose the one that works best for you.
Phil was a pleasure to work with and made the home-buying process relatively smooth. Answered all our questions and helped us make the most informed decisions we could make especially helpful during such an interesting housing market! I would...
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Great communication. Easy to work with. Phil’s creative financing appreciated.
Phil was always responsive, informed, and proactive in getting us to closing with absolutely no blips. He went out of his way to help us brainstorm how to remove a contingent offer so we could move forward with our dream home sooner than hoped....
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From the start of this process, it was easy to see that Phil had our best interests at heart and gave us several options that we had not considered previously. He worked with us to get us the rate we needed, was easy to communicate with, and...
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Excellent, rapid service. Easy online communications. Super simple closing.
Phil is excellent!
Great service
Phil took care of everything. Very responsive and I was walked through the process every step of the way! Thanks Phil!
531–540 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org