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Phil Scaglia - Senior Loan Officer  | NMLS # 502027 in Leawood, KS

Phil Scaglia

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Senior Loan Officer | NMLS # 502027

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With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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5 Star
98%
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Reviews from Web
  • Encompass
    L
    Lesley R
    Kansas City, MO
    Posted on February 19th, 2023 03:45 PM
    You made it easy! Thanks!
  • Encompass
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    Patrick R
    Kansas City, MO
    Posted on February 19th, 2023 03:02 PM
    Great service and Phil gave great advice on on loan.
  • Encompass
    M
    Margaret P D
    Overland Park, KS
    Posted on February 14th, 2023 03:21 PM
    Phil was incredibly responsive and always so helpful. He helped us walk through multiple scenarios and discussed all of our options each time!
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    James G
    Lenexa, KS
    Posted on February 11th, 2023 03:06 PM
    Saved us from a big tax bill just before our closing and gave us good advice on how to handle our finances around the mortgage.
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    J
    Julio R D
    Overland Park, KS
    Posted on February 10th, 2023 05:08 PM
    Phil, thank you so much for your advice and help!
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    T
    Tracy L W
    Olathe, KS
    Posted on February 5th, 2023 05:12 PM
    Over all it was good, some things would have been more helpful if explained better.
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    Rebecca J O
    Prairie Village, KS
    Posted on February 2nd, 2023 09:57 PM
    Phil was great to work with! He made the loan process easy and was very communicative along the way. Thanks for all your help!
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    Mia R
    Kansas City, KS
    Posted on January 31st, 2023 08:34 PM
    The constant communication and explained and answered every question I had
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    Maya L
    Kansas City, MO
    Posted on January 27th, 2023 04:23 PM
    Phil was incredibly reliable and responsive throughout this whole, complex process. We always had transparency on the process, were informed of any changes or adjustments right away, and everyone was kind and wonderful to work with. Truly 5/5...
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    Rex A
    Kyle, TX
    Posted on January 26th, 2023 03:06 PM
    Buying a home is not an easy process, but Phil always makes it as painless as possible. Great customer service, and great advice.
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    About
    With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    First-Time Homebuyer Grants
    View All
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 502027
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org