

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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You made it easy! Thanks!
Great service and Phil gave great advice on on loan.
Phil was incredibly responsive and always so helpful. He helped us walk through multiple scenarios and discussed all of our options each time!
Saved us from a big tax bill just before our closing and gave us good advice on how to handle our finances around the mortgage.
Phil, thank you so much for your advice and help!
Over all it was good, some things would have been more helpful if explained better.
Phil was great to work with! He made the loan process easy and was very communicative along the way. Thanks for all your help!
The constant communication and explained and answered every question I had
Phil was incredibly reliable and responsive throughout this whole, complex process. We always had transparency on the process, were informed of any changes or adjustments right away, and everyone was kind and wonderful to work with. Truly 5/5...
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Buying a home is not an easy process, but Phil always makes it as painless as possible. Great customer service, and great advice.
521–530 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org