Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil is a great communicator, keeping us updated on our loan progress throughout the process. We were out of state, selling a house and buying in Kansas. Phil's ability to always anticipate our needs was very much appreciated. I highly recommend...
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Phil was fantastic, a pleasure to work with and kept things simple and straightforward. 10/10!
Phil and his staff were professional and timely in providing information and feedback regarding our loan. Overall, ours was a great experience and a very reassuring introduction to Kansas City, our new home.
Phil just GOT it, he was perceptive, looked out for my betterment in an environment of escalating interest rates, and found me the best option for my needs.
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Answered all our questions and was very responsive when necessary.
Phil was an outstanding agent. He provided timely updates, keep us in the loop on progress of our appliacation and what suppoerting documents were needed. He was always available, personable, and we would highly recommend him to others. it...
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Phil is amazing! Without Phil we would have been completely lost and even more stressed than we were. Phil made the experience as great as it could be!
Phil was very accessible and helpful to us. He guided us through all the twists and turns and was informational and kind. Would definitely recommend.
Overall a generally pleasant experience.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org