Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil is great to work with, he does everything he can to carry the load and make things easy! This is my second mortgage with him, and I'd recommend him to anyone!
Reply from Phil Scaglia
August 21st, 2023 04:39 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil was great! Easy to work with, very communicable, and full of knowledge.
Reply from Phil Scaglia
August 19th, 2023 05:38 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Phil was extremely responsive, well-spoken, and provided competitive rates. Throughout the process, he was very easy to work with.
Reply from Phil Scaglia
August 16th, 2023 06:28 PM
Thanks for the great feedback. I hope you enjoy your new home!
Responsive to all our questions
Reply from Phil Scaglia
August 14th, 2023 11:05 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil is a great communicator. Very reachable.
Reply from Phil Scaglia
August 12th, 2023 02:23 AM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Phil was very helpful in answering our many questions throughout our entire process - would recommend his service/expertise to anyone!
Reply from Phil Scaglia
August 10th, 2023 04:25 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Was available, patient, transparent, gave options with good explanations
Reply from Phil Scaglia
August 8th, 2023 03:23 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Phil was very communicative, answered all my questions, and made me feel supported the whole time.
Reply from Phil Scaglia
August 7th, 2023 01:54 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Phil was an excellent communicator, reliable, and had provided great guidance in the process.
Reply from Phil Scaglia
August 5th, 2023 03:42 PM
I really appreciate the feedback and look forward to working with you again.
Phil is great with communicating the necessary steps, and is easy to reach whenever you need him.
Reply from Phil Scaglia
August 1st, 2023 06:02 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org