Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Consistent and ongoing communication; prompt responses to emails and calls.
Thank you.
responsiveness, providing options and advice on locking in a rate, advice on loan term duration, flexibility to respond off hours when new houses of interest hit the marketit was a GREAT experience working with Phil and team. thank you so much...
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He communicated quickly and effectively. Got me information to make informed decisions. Was knowledgeable of current market and provided insight to upcoming expected changes
So easy. Very friendly and personable.
Phil was professional and provided great advice..
The process (from the team to the portal) was smooth and efficient. Every step of the way all my questions were answered. Phil responds basically immediately to everything we asked. It couldn't possibly have been easier.
Good communication and fast process.
Phil was great to work with and process was easy!
Phil was always ready and willing to answer all our questions and guide us through the process as first time homebuyers. He was so patient and thorough, and very knowledgeable. I appreciated his advice on helping us get the best possible interest...
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I was recommended by a coworker. Mr, Phil called me right away when he received my email. I don't have much to say, the only thing I can say he is knowledgeable, have experience and knows what he does. Always reply my email, answering questions...
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org