Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Thank you for all the advice. Everything went perfectly!!
Reply from Phil Scaglia
September 6th, 2023 05:12 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Phil was very pleasant, personable, professional, knowledgeable, and efficient. He took care of my refinancing with very little effort on my part and explained all my questions. He made the process simple and quick.
Reply from Phil Scaglia
September 5th, 2023 07:55 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Phil was very easy to work with as a first time home buyer. He walked me through the process and communicated with my agent to keep the process moving forward. He made life easier.
Reply from Phil Scaglia
September 5th, 2023 02:53 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil is always attentive and there when you need him. You can trust that he has your best interest and he is a good partner.
Reply from Phil Scaglia
September 2nd, 2023 02:59 PM
Thanks for the great feedback. I hope you enjoy your new home!
Phil is always communicative and helps me get the best rates.
Reply from Phil Scaglia
August 30th, 2023 09:16 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Phil is responsive, knowledgeable, and makes it easy to do business
Reply from Phil Scaglia
August 28th, 2023 05:53 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil’s responsiveness is unmatched. We are grateful to Keith Johnson for the referral.
Reply from Phil Scaglia
August 28th, 2023 03:31 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Easy from start to finish. Confident in every decision made along the way.
Reply from Phil Scaglia
August 27th, 2023 07:23 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Phil was awesome. Super responsive and able to help us get a great rate. Highly recommend him!
Reply from Phil Scaglia
August 27th, 2023 05:39 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Always a pleasure working with Phil. Look forward to the next time.
Reply from Phil Scaglia
August 25th, 2023 12:47 AM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org