Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Very quick and painless.
Reply from Phil Scaglia
October 11th, 2023 10:34 AM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Easy process
Reply from Phil Scaglia
October 11th, 2023 10:34 AM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Phil was amazing, very responsive, and helped us the entire process.
Reply from Phil Scaglia
October 11th, 2023 10:33 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil was professional and knowledgeable. Fantastic presence and energy to be around. He deserves a pay raise.
Reply from Phil Scaglia
October 4th, 2023 04:54 AM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Overall easy
Reply from Phil Scaglia
October 2nd, 2023 02:31 AM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Phil was very timely with his responses back to us even when out of town. He also helped explain everything to us as first time homeowners.
Reply from Phil Scaglia
September 23rd, 2023 04:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Quick response
Reply from Phil Scaglia
September 19th, 2023 08:03 PM
Thanks for the great feedback. I hope you enjoy your new home!
Phil was a pleasure to work with. He was always available to answer our questions and he made the loan process very easy to understand for first time home buyers like ourselves.
Reply from Phil Scaglia
September 17th, 2023 04:48 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Phil was so much helped and walked me through every step of the process, which was all new to me as a first time home buyer.
Reply from Phil Scaglia
September 14th, 2023 08:25 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
The team made things very easy and had great communication.
Reply from Phil Scaglia
September 10th, 2023 03:51 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
411–420 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org