Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil's knowledge, experience and communication skills made for an excellent experience
Reply from Phil Scaglia
November 14th, 2023 03:26 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
Phil was knowledgeable, patient, highly responsive, and was available to talk through anything I had questions about
Reply from Phil Scaglia
November 13th, 2023 09:34 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Phil gets it, easy to work with, well organized, responds quick and straightforward! Fantastic.
Reply from Phil Scaglia
November 6th, 2023 03:44 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil was kind, provided think advice, and was communicative about requirements and urgency. They reminded me on several occasions of documents that needed to be completed
Reply from Phil Scaglia
November 5th, 2023 01:52 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Very fast, great communication
Reply from Phil Scaglia
November 2nd, 2023 09:10 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Phil was amazing to work with. He explained every step of the process and was very communicative. You all were a pleasure to work with on our new mortgage. Thank you!
Reply from Phil Scaglia
November 2nd, 2023 03:44 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil and his team are always responsive, precise and pro active.
Reply from Phil Scaglia
November 1st, 2023 04:05 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Phil was incredibly responsive and quick. He was always available, and thoroughly explained everything. All of my needs were anticipated and met!
Reply from Phil Scaglia
October 30th, 2023 02:41 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
I enjoyed the ease of the whole process.
Reply from Phil Scaglia
October 24th, 2023 03:25 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Phil met us to close and answered all of our questions through our pre/approval and closing process.
Reply from Phil Scaglia
October 22nd, 2023 02:30 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
401–410 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org