Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil and his team were wonderful to work with. Communication was always fast and helpful. Always had a pleasant attitude. Three of our friends recommended his service to us, as they each had a great experience with him. No complaints!
Reply from Phil Scaglia
December 25th, 2023 03:11 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Phil is incredibly knowledgable and responsive! I enjoy working with Phil... always!
Reply from Phil Scaglia
December 24th, 2023 04:44 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Exceeded expectations! Would work with Phil and team again!
Reply from Phil Scaglia
December 24th, 2023 03:04 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil’s response time, professionalism, and competence made for a pleasant experience. He is the best!
Reply from Phil Scaglia
December 20th, 2023 03:25 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Phil is who I trust implicitly for my lending advice.
Reply from Phil Scaglia
December 16th, 2023 03:47 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Phil and his team are awesome. Fast, efficient, and knowledgeable!
Reply from Phil Scaglia
December 15th, 2023 03:19 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Just overall responsiveness and attention to detail were great
Reply from Phil Scaglia
December 4th, 2023 07:58 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Phil was extremely responsive throughout the process. He was also proactive in trying to find us the best rate and take advantage of the market. Highly recommend working with him!
Reply from Phil Scaglia
November 26th, 2023 03:09 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Personal attention to my account. Explaining everything we needed in detail. Great communication and understanding.
Reply from Phil Scaglia
November 25th, 2023 03:56 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil made us feel as though he was a trusted family member giving us advice and walking us through the mortgage process, which was greatly appreciated. Although he is incredibly knowledgeable about the all the facets of the mortgage and home...
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Reply from Phil Scaglia
November 21st, 2023 03:12 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org