Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Love working with Phil, super helpful and responsive. Would love to work again in future too and highly recommend to everyone
Reply from Phil Scaglia
February 3rd, 2024 03:32 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Prompt accurate communication. Ease of filing.
Reply from Phil Scaglia
January 28th, 2024 03:09 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil is the best. Very knowledgeable, kind and efficient.
Reply from Phil Scaglia
January 27th, 2024 04:52 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Working with us after hours and on weekends to make sure we were up to date and informed was very generous of Phil and made our experience successful.
Reply from Phil Scaglia
January 22nd, 2024 03:45 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
We've worked with Phil for over 15 years now and every time, it's been easy. Phil is always available to answer questions and provide assistance.
Reply from Phil Scaglia
January 13th, 2024 03:20 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Quick response time, knowledgeable, genuine
Reply from Phil Scaglia
January 8th, 2024 08:59 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Phil is always great to work with! Over communicates and works very quickly. Highly recommend!
Reply from Phil Scaglia
January 3rd, 2024 07:25 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil was very responsive to emails and really made me feel comfortable and informed throughout the process.
Reply from Phil Scaglia
December 31st, 2023 04:51 PM
Thanks for the great feedback. I hope you enjoy your new home!
Prompt and helpful responses. Good advice on financial strategy.
Reply from Phil Scaglia
December 31st, 2023 02:33 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Very communicative, knowledgeable and easy to work with!
Reply from Phil Scaglia
December 30th, 2023 06:41 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
381–390 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org