

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Great coaching and advice. The process went quickly even though it was a little complicated in our case. Plenty of contact to keep us informed.
Reply from Phil Scaglia
February 28th, 2024 03:37 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
It was a quick and seamless experience. Phil was able to help advise on what options were best for us.
Reply from Phil Scaglia
February 25th, 2024 07:59 PM
Thanks for the great feedback. I hope you enjoy your new home!
Phil was excellent! Professional, knowledgeable, and always readily available to answer our questions!
Reply from Phil Scaglia
February 16th, 2024 02:30 AM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Quick responses, knowledgeable on subject matter, very helpful through the whole process.
Reply from Phil Scaglia
February 15th, 2024 03:55 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil was very responsive, patient with my questions, and evidenced genuine concern for my best interests. Thank you!
Reply from Phil Scaglia
February 14th, 2024 05:37 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Phil was amazing to work with! He responded promptly to questions and very helpful explaining different options. He is one of the best!
Reply from Phil Scaglia
February 14th, 2024 03:07 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil made it great. He’s professional and knowledgeable in every word of the loan process and investing. Thank you making my new home become reality! T.
Reply from Phil Scaglia
February 14th, 2024 01:31 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
The whole process, which was very new to us, was made so smooth and easy. Everything was timely and all our questions were answered.
Reply from Phil Scaglia
February 8th, 2024 12:00 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Fantastic communication and availability, I felt like all my questions were addressed and the process was easy.
Reply from Phil Scaglia
February 7th, 2024 03:15 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Phil has done everything to make this process seamless for us! He has great knowledge, and communicates with us perfectly. We couldn't have asked for a better situation when working with Phil. Would HIGHLY recommend!
Reply from Phil Scaglia
February 4th, 2024 10:48 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
371–380 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org