Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Easy, flexible and quick communication, looking out for me
Reply from Phil Scaglia
April 14th, 2024 09:24 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Phil was EXTREMELY informative, responsive, and helpful throughout the process. He helped me make far better decisions than I would have been able to come to on my own.
Reply from Phil Scaglia
April 8th, 2024 04:07 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil went above and beyond to help explain everything to us and expedite our closing process. Would highly recommend.
Reply from Phil Scaglia
April 6th, 2024 02:32 PM
Thanks for the great feedback. I hope you enjoy your new home!
Phil's knowledge, transparency and customer service is top notch. I have used Phil numerous times and it's always a great experience. I would highly recommend Phil.
Reply from Phil Scaglia
April 4th, 2024 02:47 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Communication and follow up excellent!
Reply from Phil Scaglia
April 3rd, 2024 10:07 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Very responsive and helpful!
Reply from Phil Scaglia
April 2nd, 2024 02:07 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
We have worked with Phil several times and have always had a great experience. He and his team are quick to respond, knowledgeable and very professional. He has a fantastic team at First State.
Reply from Phil Scaglia
March 16th, 2024 12:43 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
He was super informative and positive ! He helped with with docs and info needed. He made my home happen for me! Thanks Phil for being amazing!
Reply from Phil Scaglia
March 14th, 2024 04:20 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
The process was as easy as possible.
Reply from Phil Scaglia
March 2nd, 2024 03:28 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Very professional and gave great advice.
Reply from Phil Scaglia
March 1st, 2024 02:00 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
361–370 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org