

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was on top of everything and had our best interest at heart. Fantastic communication which made this an overall great experience! Highly recommend.
Reply from Phil Scaglia
June 3rd, 2024 02:15 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Very quick & informed responses. Very thorough follow thru
Reply from Phil Scaglia
May 22nd, 2024 02:56 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Phil was great to work with as a first time home buyer. He always took the time to answer any questions I had and was easy to get ahold of. I would recommend him to any of my friends or family.
Reply from Phil Scaglia
May 21st, 2024 03:10 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Phil does an excellent job of communicating and helping to resolve any and all issues. He was definitely my advocate throughout the whole process.
Reply from Phil Scaglia
May 21st, 2024 02:24 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Phil was extremely knowledgeable and made us feel comfortable in guiding us through the process.
Reply from Phil Scaglia
May 11th, 2024 08:55 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil and his team made it very easy to navigate the home buying process. Since this is my first home, I was not sure what I was getting into but Phil made it very easy. He was great at communicating what items and documents he needed from me....
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Reply from Phil Scaglia
May 11th, 2024 02:15 PM
I really appreciate the feedback and look forward to working with you again.
Phil was very patient and answered all my questions in a professional manner.
Reply from Phil Scaglia
May 7th, 2024 04:54 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil is incredibly knowledgeable. I would not have been able to buy our incredible home without his advice, experience and wisdom. This is the second time Phil has secured the loan for a home purchase for us. My wife made me promise this is...
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Reply from Phil Scaglia
April 21st, 2024 09:27 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Made the whole process super easy!
Reply from Phil Scaglia
April 20th, 2024 02:22 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Phil made the process easy and he is so responsive and kind!
Reply from Phil Scaglia
April 19th, 2024 11:30 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
351–360 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org