

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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It was a pleasure to work with Phil and his team! Phil is thoughtful, kind and prompt in communication and made our closing seamless.
Reply from Phil Scaglia
July 31st, 2024 02:39 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil always texted me back right away and he made me feel like I was his priority. I am a first time homebuyer and he took the time to walk me through everything and made me feel secure in such a big endeavor.
Reply from Phil Scaglia
July 31st, 2024 02:06 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
very responsive to all questions
Reply from Phil Scaglia
July 31st, 2024 01:26 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Phil was always informative and responded quickly. He and his team made this process so easy for my partner and I to buy a home together, often times when we were across country, without hiccup. I will always go through Phil for my future mortgages...
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Reply from Phil Scaglia
July 22nd, 2024 06:22 PM
I really appreciate the feedback and look forward to working with you again.
Phil and the team were FANTASTIC. Excellent communication, and very quick. I will definitely use them in the future, and recommend them to everyone looking to buy.
Reply from Phil Scaglia
July 18th, 2024 08:11 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Just a smooth experience all around
Reply from Phil Scaglia
July 16th, 2024 04:18 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil was an amazing lender. He was available at all times for a call to walk through things with us. It took a while to find the right home and Phil was there with us every step of the way and cheered us on during it.
Reply from Phil Scaglia
July 14th, 2024 12:44 AM
Thanks for the great feedback. I hope you enjoy your new home!
It was pleasure working with Phil and team. The knowledge, communication, and advice was outstanding. We could not be more appreciative of the service we received!
Reply from Phil Scaglia
July 9th, 2024 04:23 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Phil is great. Very helpful and quick to communicate. Made our house loan buying experience a breeze. Thank you Phil!
Reply from Phil Scaglia
July 9th, 2024 02:47 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Phil and his team are truly amazing and made our experience of setting up mortgage loan very easy. Phil kept us informed and provided us with clear and easy to understand loan options. Phil and his team were always available to respond to our...
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Reply from Phil Scaglia
July 9th, 2024 02:22 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
321–330 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org