Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Just stressful process. Phil was great!
Reply from Phil Scaglia
June 30th, 2024 05:34 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Phil is easy to work with, prompt, and gives great advice.
Reply from Phil Scaglia
June 29th, 2024 08:43 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil was extremely helpful, patient and knowledgeable, no matter how many questions I asked! I would highly recommend him!
Seamless service left me feeling as if I had zero worries! Would be happy to recommend to anyone looking for these services.
Reply from Phil Scaglia
June 29th, 2024 03:59 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Reply from Phil Scaglia
June 29th, 2024 03:14 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil was an incredible support system for us. He was always eager to answer our questions and he went above and beyond to help us buy our dream home. Thank you Phil and team!
Reply from Phil Scaglia
June 29th, 2024 02:15 PM
I really appreciate the feedback and look forward to working with you again.
Phil kept us up to date and on track throughout the process. His easy and confident demeanor alleviated any potential stress. I hope we don’t move again for a long time, but if we do we’d use him again.
Reply from Phil Scaglia
June 29th, 2024 02:15 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Phil was incredible throughout the entire loan process. He was available for an after-hour weekend call to discuss logistics on purchasing a house, and then was so attentive and instrumental in getting the appropriate loan at a great rate....
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Reply from Phil Scaglia
June 27th, 2024 02:28 PM
Thanks for the great feedback. I hope you enjoy your new home!
Everything went well and I felt well informed
Reply from Phil Scaglia
June 25th, 2024 02:29 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Phil was very helpful throughout the entire home buying process. He was always reachable when we had questions and made sure we understood everything. He was very knowledgeable and would highly recommend working with him as we will work with...
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Reply from Phil Scaglia
June 25th, 2024 01:58 AM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org