Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil is the best mortgage lender in the business - from my personal experience and the experience of my clients! There is no one else I would trust to help us through this process. We are so grateful for the wonderful client service throughout....
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Reply from Phil Scaglia
September 1st, 2024 08:27 PM
I really appreciate the feedback and look forward to working with you again.
nice and easy! well communicated and expedited closing.
Reply from Phil Scaglia
August 31st, 2024 01:51 PM
Thanks for the great feedback. I hope you enjoy your new home!
Purchasing a home while relocating back to the US was stressful at times, but the financing portion was not part of that, thanks to Phil and the team. He was thorough on communications and guidance, and it was the easiest part of the process...
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Reply from Phil Scaglia
August 24th, 2024 03:05 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Phil communicated well.
Reply from Phil Scaglia
August 21st, 2024 03:03 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil was awesome and went above and beyond on our loan! Thanks so much for the great service!
Reply from Phil Scaglia
August 11th, 2024 03:41 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Efficient and timely. Great communication and client care. I really appreciated Phil’s understanding of my needs and ensuring that they were met. He was personally engaging throughout.
Reply from Phil Scaglia
August 11th, 2024 02:22 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Phil is super attentive, communicates frequently, and at the end of the day cares about his clients.
Reply from Phil Scaglia
August 8th, 2024 02:59 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Working with Phil and his team was seamless and easy. We would use him again!
Reply from Phil Scaglia
August 8th, 2024 02:49 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Knowledgeable, direct and friendly…the power three in communication with clients!
Reply from Phil Scaglia
August 7th, 2024 06:58 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Greatgreat
Reply from Phil Scaglia
August 3rd, 2024 04:59 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
311–320 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org