Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil and his team made refinancing as easy as possible. Their communication and responsiveness is excellent!
Reply from Phil Scaglia
October 1st, 2024 01:01 AM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Great customer service through every process
Reply from Phil Scaglia
September 24th, 2024 03:04 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
The attention to detail and communication was excellent.
Reply from Phil Scaglia
September 20th, 2024 08:19 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Every part of process went well
Reply from Phil Scaglia
September 18th, 2024 02:22 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
The complexity of our loan, always makes things more challenging and Phil was able to hang in there and get it done! During the process they were very professional and courteous when working with him and his staff.
Reply from Phil Scaglia
September 17th, 2024 03:13 PM
I really appreciate the feedback and look forward to working with you again.
Phil was fantastic. He was always available for questions and did an excellent job of demonstrating his experience & expertise during our mortgage process.
Reply from Phil Scaglia
September 13th, 2024 02:24 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
He was on it from the start and is very conscious about making sure we are on task and fighting for us when needed, keeping our best interests in mind. Loved working with him and will work with him and agin if needed and will refer him and...
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Reply from Phil Scaglia
September 10th, 2024 06:39 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Phil was transparent and acted quick on everything that needed to be done, securing the loan with only about 3 weeks till close. His professional attitude and quick communication were instrumental to keeping my original closing date.
Reply from Phil Scaglia
September 10th, 2024 02:43 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
It was an easy process to get through as a first time buyer. The VA loan is a complicated process, it would have been helpful to know all the weird stipulations from the start, but Phil was quick with letting us know as things came up and with...
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Reply from Phil Scaglia
September 7th, 2024 08:19 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Phil made the process very easy for our first time buying a home! We felt as though we got great advice and he lead us in the right direction.
Reply from Phil Scaglia
September 7th, 2024 02:03 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
301–310 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org