Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil is knowledgeable, efficient, and so quick to respond! He's always willing to help and makes the mortgage process as smooth as possible. We've used Phil 4 times now and each time he's delivered exceptional service.
Reply from Phil Scaglia
October 28th, 2024 03:23 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil is outstanding! Excellent communication and responsiveness.
Reply from Phil Scaglia
October 22nd, 2024 05:10 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
It was a very smooth and simple process. So grateful for the advice on all things related to the experience.
Reply from Phil Scaglia
October 20th, 2024 07:34 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Phil was professional,knowledgeable,and always available to help throughout the buying process. I would highly recommend using Phil and First State Bank!!
Reply from Phil Scaglia
October 20th, 2024 02:07 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Kindness, Patience, Responsiveness, Intelligence - everything about Phil was awesome. He let me know when and where to focus and seemed to cut through a lot of BS.
Reply from Phil Scaglia
October 12th, 2024 02:52 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Timely and patient responses to questions, easy to work with. Phil was great!
Reply from Phil Scaglia
October 12th, 2024 02:45 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Professional knowledgeable and very helpful! Very nice people!
Reply from Phil Scaglia
October 11th, 2024 09:01 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Phil's knowledge, professionalism, and timely communication made everything seamless. He provided a sense of calm from start to finish. Thank you, Phil!
Reply from Phil Scaglia
October 8th, 2024 08:59 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Friendly and knowledgeable service. Thank you!
Reply from Phil Scaglia
October 5th, 2024 02:27 PM
Thanks for the great feedback. I hope you enjoy your new home!
We had an amazing experience working with Phil. He made the process so easy and efficient! He was always available to answer any questions, and made me feel really comfortable as a first time home buyer!
Reply from Phil Scaglia
October 2nd, 2024 02:33 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org