Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was so helpful throughout the whole process! He was extremely responsive to all of our questions and so great to work with!
Phil always responded very promptly and answered all of our questions with complete and informed answers. He made the whole process of closing on a house easy. I would recommend him to everyone.
We always have a great experience working with Phil!
Phil does a very professional job, Easy communication, Rapid response to all questions. Creative solutions to roadblocks. I would definitely use him again and reccommend him to friends
Our experience with Phil and First State Bank was exceptional. Everything during our loan process was explained and communication was amazing. The entire process was seamless down to closing day. Thank you again Phil and staff. You Rock!
Phil was always very quick to respond, informative and pleasant to work with.
Phil was on top of things constantly communicating throughout the process
Phil is hands down a professional and a great partner. This is my 3rd loan with Phil and he always makes it happen and is transparent throughout the whole process. I know our real estate transactions are in great hands with Phil.
Phil was very helpful and responsive throughout the process. Loved working with him
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org