Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil has done 2 of my loans and has been great! So knowledgeable and great communication!
Ease of the transaction and Phil's direction on best financing option.
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Phil is efficient and easy-going, and he gets the job done. He communicates well and is responsive to questions and concerns. He doesn't judge driver's license photos.
Phil was great!
Phil made the refi process as easy and efficient as possible and communicated well throughout the entire process!
We just completed our fourth transaction with Phil. Once again, everything went off without a hitch. Phil is an excellent communicator and always has our best interests at heart. I’ve never doubted that we’d close on time. He makes the process...
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Phil was amazing throughout the entire process! He was always very quick to respond and made what could have been a very stressful process super easy! I would rate him higher than a 10 if I could!
Great experience. Wonderful working with this team. Thank you.
The people are friendly knowledgeable and explain each step of the process
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org