Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Very professional, easy to talk to, and extremely knowledgeable.
Everything moved very quickly and smoothly. No hiccups. I had my rate locked the same date I spoke with Phil for the first time. Big contrast with my last lender, where a refinance took close to 3-4 months to close and I was asked the same...
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Phil helped with my original mortgage and my refinance. Both experiences were incredibly easy, stress free, and smooth. He always makes himself available for questions or assistance, regardless of the time of day or day of the week. I can’t...
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This is the second time we have used Phil to find us the best possible rate for our mortgage. He does a great job and I confidently recommend his services to my clients, family and friends.
Phil is very professional and efficient He worked diligently to find the best possible rate for us.
Phil goes above and beyond for his clients and is a pleasure to work with. He takes the time to give thorough advice, is always quick to respond, and is great at explaining complicated concepts. We have worked with him 4 times and have recommended...
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Super responsive
Phil is extremely professional, knowledgeable and proactive. He simplified what could be a very complex process and was a joy to work with. This is the second time we've used Phil and would recommend him to anyone looking to get a loan or refinance....
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This is the second time we've worked with Phil. He is personable, responsive, very knowledgeable and makes the process simple for us. Thanks again Phil!
Top level communication.
1021–1030 of 1054
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org