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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • 3rd Party Review
    J
    John M
    Yorba Linda, CA
    Posted on July 15th, 2022 12:00 AM
    This was the third time I have used Phil for my home mortgage needs. Phil and Nicole oversaw the process from start to finish, provided excellent advice in finding the right loan for me and made themselves available whenever I had any questions...
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  • 3rd Party Review
    K
    Kevin M
    Renton, WA
    Posted on July 7th, 2022 12:00 AM
    Quick and transparent communication.
  • 3rd Party Review
    L
    Lindsay T
    Berkeley, CA
    Posted on July 7th, 2022 12:00 AM
    Phil and Nicole did an amazing job of helping my husband and I secure a loan for our new home. We had a rate locked down with another lender, but Phil was able to offer us a lower rate ultimately saving us hundreds every month and a lot over...
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  • 3rd Party Review
    J
    Jonathan B
    Rancho Santa Margarita, CA
    Posted on June 5th, 2022 12:00 AM
    Great experience, knowledgeable, can close fast
  • 3rd Party Review
    R
    Ron D
    San Jose, CA
    Posted on May 4th, 2022 12:00 AM
    It was the best
  • 3rd Party Review
    J
    Jordan F
    Santa Ana, CA
    Posted on May 3rd, 2022 12:00 AM
    Phil and his team were everything a homebuyer looks for. Patient and communicative - they were able to make what could be a stressful experience into a quick and smooth process. 10/10 would recommend to my friends & family.
  • 3rd Party Review
    R
    Robert O
    Lake Forest, CA
    Posted on March 30th, 2022 12:00 AM
    Great to work with!
  • 3rd Party Review
    L
    Lisa J
    Kihei, HI
    Posted on March 28th, 2022 12:00 AM
    Phil was very efficient and delivered as promised. He had the foresight to advise me on the optimum way to move forward and obtained a great loan for me.
  • 3rd Party Review
    R
    Robert S
    Burbank, CA
    Posted on March 2nd, 2022 12:00 AM
    Phil stuck with us for years without any pressure to close and with support along the way. Great work ethic and an ever greater person.
  • 3rd Party Review
    S
    Shaun W
    Riverside, CA
    Posted on February 4th, 2022 12:00 AM
    The whole process was easy and fast.
  • 81–90 of 233
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing