
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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This was the third time I have used Phil for my home mortgage needs. Phil and Nicole oversaw the process from start to finish, provided excellent advice in finding the right loan for me and made themselves available whenever I had any questions...
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Quick and transparent communication.
Phil and Nicole did an amazing job of helping my husband and I secure a loan for our new home. We had a rate locked down with another lender, but Phil was able to offer us a lower rate ultimately saving us hundreds every month and a lot over...
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Great experience, knowledgeable, can close fast
It was the best
Phil and his team were everything a homebuyer looks for. Patient and communicative - they were able to make what could be a stressful experience into a quick and smooth process. 10/10 would recommend to my friends & family.
Great to work with!
Phil was very efficient and delivered as promised. He had the foresight to advise me on the optimum way to move forward and obtained a great loan for me.
Phil stuck with us for years without any pressure to close and with support along the way. Great work ethic and an ever greater person.
The whole process was easy and fast.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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