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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • 3rd Party Review
    K
    Kaitlyn S
    Huntington Beach, CA
    Posted on February 1st, 2022 12:00 AM
    Got me a great rate and helped fund a unique property that may have been difficult for other lenders.
  • 3rd Party Review
    L
    Leyla R
    Burbank, CA
    Posted on January 25th, 2022 12:00 AM
    I appreciated the open communication and quick turnaround on the responses to my questions.
  • 3rd Party Review
    M
    Megan F
    Benicia, CA
    Posted on December 6th, 2021 12:00 AM
    Phil, Lauren and their team are wonderful to work with! This was my first time securing a loan and they were patient, accommodating and got me the best rates! I am thrilled with my experience and will definitely work with this team in the future,...
    read more
  • 3rd Party Review
    J
    Jamie R
    29 Palms, CA
    Posted on December 4th, 2021 12:00 AM
    It was a total pleasure working with Phil. He is not only a master at his game but a also thinks outside the box and has really helped to make my family’s dreams come true. We will continue to work with Phil And recommend him again and again...
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  • 3rd Party Review
    D
    Danielle M
    Costa Mesa, CA
    Posted on November 1st, 2021 12:00 AM
    Would recommend him to anyone.
  • 3rd Party Review
    R
    Richard M
    Costa Mesa, CA
    Posted on October 28th, 2021 12:00 AM
    As with any transaction in the industry, there are multiple unforseen issues that can arise. Phil is extremely attentive to these matters and takes them all as a top priority in solving the concerns they bring forth. He communcates extremely...
    read more
  • 3rd Party Review
    E
    Eva M
    Chino Hills, CA
    Posted on October 27th, 2021 12:00 AM
    Always on top of things and no hassle! 🙂
  • 3rd Party Review
    A
    Alexandri T
    Chino Hills, CA
    Posted on October 24th, 2021 12:00 AM
    Amazing!!!!
  • 3rd Party Review
    J
    Jeffrey R
    Los Angeles, CA
    Posted on October 2nd, 2021 12:00 AM
    Phil Gustin and his team were able to put together a "Re-fi cash out" and purchase of a new property to add to our portfolio. Very professionally done. Cudos!
  • 3rd Party Review
    B
    Brendan T
    Santa Barbara, CA
    Posted on September 12th, 2021 12:00 AM
    Great experience. Complete transparency. Calls returned quickly. Good teamwork across the board and fast execution. Giving customers what they want!!
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing