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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
    A
    Augustine A
    Twentynine Palms, CA
    Posted on September 26th, 2026 06:25 AM
    Felt like the whole TEAM, Phil, Gigi & all others involved were so professional, courteous. They were continuously giving and getting all the information and documents to and from me. It was actually the best experiences I've ever been involved...
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  • SFTP
    N
    Nicholas N
    Durango, CO
    Posted on September 18th, 2026 05:03 PM
    We couldn’t recommend our broker more! He always goes above and beyond to find us the best rates and somehow manages to make miracles happen. He’s incredibly knowledgeable, responsive, and he and his team work tirelessly to get things across...
    read more
  • SFTP
    D
    Donald M
    IRVINE, CA
    Posted on September 4th, 2026 02:20 PM
    Professional and fast approval and funding. All questions answered quickly..
  • SFTP
    J
    Jerry K
    TWENTYNINE PALMS, CA
    Posted on August 29th, 2026 01:36 AM
    Phil comunicate very well. Entire paperwork took 20 min tops. Very pleased.
  • SFTP
    C
    Christine S
    APPLE VALLEY, CA
    Posted on August 3rd, 2026 07:53 PM
    Very professional and communicated well. Kept me in the loop about everything. Entire team was a pleasure to work with.
  • SFTP
    C
    Craig B
    Provo, UT
    Posted on July 13th, 2026 06:03 PM
    Phil is the man! Took care of me start to finish. Educted me onthe correct products and we got the right one.
  • SFTP
    R
    Ryan H
    EAGLE MOUNTAIN, UT
    Posted on July 9th, 2026 07:06 PM
    Friendly and offered best rate
  • SFTP
    E
    Eugene J
    Auburn Hills, MI
    Posted on July 7th, 2026 10:52 AM
    Thank you guys so much and i lok forward to re-financing when the rates are better, thanks again Mr. Jones
  • SFTP
    T
    Terry W
    Greensboro, MD
    Posted on June 28th, 2026 01:40 PM
    helpful in initiating the paperwork to start the process
  • SFTP
    J
    Jessica M
    Boise, ID
    Posted on June 24th, 2026 03:24 PM
    Phil a d his team were great to work with.
  • 1–10 of 233
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing