
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Felt like the whole TEAM, Phil, Gigi & all others involved were so professional, courteous. They were continuously giving and getting all the information and documents to and from me. It was actually the best experiences I've ever been involved...
read more
We couldn’t recommend our broker more! He always goes above and beyond to find us the best rates and somehow manages to make miracles happen. He’s incredibly knowledgeable, responsive, and he and his team work tirelessly to get things across...
read more
Professional and fast approval and funding. All questions answered quickly..
Phil comunicate very well. Entire paperwork took 20 min tops. Very pleased.
Very professional and communicated well. Kept me in the loop about everything. Entire team was a pleasure to work with.
Phil is the man! Took care of me start to finish. Educted me onthe correct products and we got the right one.
Friendly and offered best rate
Thank you guys so much and i lok forward to re-financing when the rates are better, thanks again
Mr. Jones
helpful in initiating the paperwork to start the process
Phil a d his team were great to work with.
1–10 of 233
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing