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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • 3rd Party Review
    D
    Darlene H
    Fairfield, CA
    Posted on October 5th, 2022 12:00 AM
    Phil was very attentive and always available to answer questions.
  • 3rd Party Review
    A
    Andrew H
    Fairfield, CA
    Posted on October 4th, 2022 12:00 AM
    Phil and team were very knowledgeable and very helpful answering any questions we had. The process was very smooth and we felt very comfortable. We’re really glad we had Phil and team helping us out and would definitely recommend them to others...
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  • 3rd Party Review
    A
    Alba C
    Norcross, GA
    Posted on September 29th, 2022 12:00 AM
    Easy quick communication. Will contact him again next time.
  • 3rd Party Review
    K
    Kathy B
    Montpelier, ID
    Posted on August 27th, 2022 12:00 AM
    They helped me through all of it.
  • 3rd Party Review
    N
    Nick E
    Crested Butte, CO
    Posted on August 22nd, 2022 12:00 AM
    Phil was easy to work with and quickly connected me to a loan that is a great fit and cost for my life right now.
  • 3rd Party Review
    I
    Irene C
    Tampa, FL
    Posted on July 31st, 2022 12:00 AM
    Complete communication throughout the process. He checked on me when I was sick. He showed her cared and really wanted to help. I'm grateful
  • 3rd Party Review
    M
    Melody L
    Erwin, NC
    Posted on July 28th, 2022 12:00 AM
    Amazing! In every aspect absolutely perfection and all around great experience! the best ever! Helped in every manner and knew the desire to achieve a goal, and they overcame every barrier and obtained success!!! Amazing in every area!
  • 3rd Party Review
    D
    Damiano D
    Huntington Beach, CA
    Posted on July 21st, 2022 12:00 AM
    We had to get a loan approved in a rush, and by a rush I mean a week. He got it done, and we a very good rate.
  • 3rd Party Review
    B
    Bailey B
    Pawleys Island, SC
    Posted on July 20th, 2022 12:00 AM
    Very quick to get answers to all of your questions. Very personable.
  • 3rd Party Review
    J
    Jacqueline F
    Cleveland, TN
    Posted on July 18th, 2022 12:00 AM
    We appreciated all the Phil and his team did to make the loan process as seamless as possible!
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing