
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Phil was very attentive and always available to answer questions.
Phil and team were very knowledgeable and very helpful answering any questions we had. The process was very smooth and we felt very comfortable. We’re really glad we had Phil and team helping us out and would definitely recommend them to others...
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Easy quick communication. Will contact him again next time.
They helped me through all of it.
Phil was easy to work with and quickly connected me to a loan that is a great fit and cost for my life right now.
Complete communication throughout the process. He checked on me when I was sick. He showed her cared and really wanted to help. I'm grateful
Amazing! In every aspect absolutely perfection and all around great experience! the best ever! Helped in every manner and knew the desire to achieve a goal, and they overcame every barrier and obtained success!!! Amazing in every area!
We had to get a loan approved in a rush, and by a rush I mean a week. He got it done, and we a very good rate.
Very quick to get answers to all of your questions. Very personable.
We appreciated all the Phil and his team did to make the loan process as seamless as possible!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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