Phil Gustin
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I used Phil for a Cash Out refinance. I am an Escrow Officer and used Phil. He was always there when I had questions and always called me back promptly. That speaks loudly personally and in out business! He was able to offer me the best rate...
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I used Phil for a Cash Out refinance. I am an Escrow Officer and used Phil. He was always there when I had questions and always called me back promptly. That speaks loudly personally and in out business! He was able to offer me the best rate...
read more
Phil promised me that he could get me a 4% loan with low closing cost and he delivered. I saved $5000.00 in closing costs and aside from that, I closed in 30 days. He is very personable, easy to do business with, very accessible and always...
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Phil promised me that he could get me a 4% loan with low closing cost and he delivered. I saved $5000.00 in closing costs and aside from that, I closed in 30 days. He is very personable, easy to do business with, very accessible and always...
read more
Phil promised me that he could get me a 4% loan with low closing cost and he delivered. I saved $5000.00 in closing costs and aside from that, I closed in 30 days. He is very personable, easy to do business with, very accessible and always...
read more
I had tried to work with other lenders/brokers. Being self employed it was difficult to get all necessary paper work.Phil helped me get all requirements for lenders. found a lender that would work with me an my wife to get our Loan. Ended up...
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I had tried to work with other lenders/brokers. Being self employed it was difficult to get all necessary paper work.Phil helped me get all requirements for lenders. found a lender that would work with me an my wife to get our Loan. Ended up...
read more
Working with Phil on my refinance was an absolute pleasure. I had contacted two other brokers in addition to him, and after my initial conversation with him, he became my favorite and right choice. He was wonderful to work with from beginning...
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Working with Phil on my refinance was an absolute pleasure. I had contacted two other brokers in addition to him, and after my initial conversation with him, he became my favorite and right choice. He was wonderful to work with from beginning...
read more
I had the opportunity to work with Phil on refinancing my home and I have to say my wife and I are very pleased with his services and the results.Before meeting Phil, My wife and I constantly searched for someone to help us with our refi but...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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West Capital Lending, Inc.
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