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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • Zillow
    E
    Edandjohart
    Posted on February 23rd, 2018 06:08 PM
    Refinancing as a single person was very intimidating; Phil made the process so understandable - and comfortable, we established not only a great business relationship but a lasting friendship. I will refer his services to anyone I meet who...
    read more
  • 3rd Party Review
    E
    Ed & J H
    Murrieta, CA
    Posted on February 23rd, 2018 12:00 AM
    Refinancing as a single person was very intimidating; Phil made the process so understandable - and comfortable, we established not only a great business relationship but a lasting friendship. I will refer his services to anyone I meet who...
    read more
  • Zillow
    H
    Hex L H
    Posted on February 19th, 2018 03:17 AM
    So I refinance for the first time and was not sure if I even wanted to do so because I did not know much about it or the process. I feel so blessed that Phil help me out not only did he made it easy for me but was very honest, talking to him...
    read more
  • 3rd Party Review
    H
    Hector G
    Lakewood, CA
    Posted on February 19th, 2018 12:00 AM
    So I refinance for the first time and was not sure if I even wanted to do so because I did not know much about it or the process. I feel so blessed that Phil help me out not only did he made it easy for me but was very honest, talking to him...
    read more
  • Zillow
    A
    Angelahleong
    Posted on January 11th, 2018 05:26 PM
    We are so grateful to have had PHIL GUSTIN as our Broker. He was professional, honest, informative, hard-working, patient, supportive, and persistent. Phil was there with us through every step of the process even during the most challenging...
    read more
  • 3rd Party Review
    A
    Angela L
    Tualatin, OR
    Posted on January 11th, 2018 12:00 AM
    We are so grateful to have had PHIL GUSTIN as our Broker. He was professional, honest, informative, hard-working, patient, supportive, and persistent. Phil was there with us through every step of the process even during the most challenging...
    read more
  • Zillow
    F
    Finnigans
    Posted on January 9th, 2018 08:36 PM
    Phil and his team are very knowledgeable about all the lending products out there. We were pleased with our experience and know we got the best rates and extremely thankful for his help; we couldn’t do it without him! We shopped around and...
    read more
  • 3rd Party Review
    N
    Nova F
    Hood River, OR
    Posted on January 9th, 2018 12:00 AM
    Phil and his team are very knowledgeable about all the lending products out there. We were pleased with our experience and know we got the best rates and extremely thankful for his help; we couldn’t do it without him! We shopped around and...
    read more
  • Zillow
    F
    Finnigans
    Happy Valley, OR
    Posted on January 9th, 2018 12:00 AM
    Phil and his team are very knowledgeable about all the lending products out there. We were pleased with our experience and know we got the best rates and extremely thankful for his help; we couldn’t do it without him! We shopped around and...
    read more
  • Zillow
    H
    Heidi R
    Posted on December 15th, 2017 10:17 PM
    I used Phil for a Cash Out refinance. I am an Escrow Officer and used Phil. He was always there when I had questions and always called me back promptly. That speaks loudly personally and in out business! He was able to offer me the best rate...
    read more
  • 211–220 of 233
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing