
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Phil Gustin is extremely professional and very responsive to any questions I had. He always let me know what I needed to provide to complete the documentation for the loan. He actually made it a pleasure to refinance my home. Having been in...
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Reply from Phil Gustin
June 30th, 2026 05:19 PM
Thank you Wray! It is great being able to help Self Employed homeowners like yourself refinance and save you money. You were great to work with and very on top everything as well, so thank you for that. I look forward to continuing our relationship...
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Phil Gustin is extremely professional and very responsive to any questions I had. He always let me know what I needed to provide to complete the documentation for the loan. He actually made it a pleasure to refinance my home. Having been in...
read more
Phil Gustin is extremely professional and very responsive to any questions I had. He always let me know what I needed to provide to complete the documentation for the loan. He actually made it a pleasure to refinance my home. Having been in...
read more
Reply from Phil Gustin
July 9th, 2018 12:00 AM
Thank you Wray! It is great being able to help Self Employed homeowners like yourself refinance and save you money. You were great to work with and very on top everything as well, so thank you for that. I look forward to continuing our relationship...
read more
Phil Gustin has received a review with 5 star rating from John R
We worked with Phil as our lender for the recent home that we purchased and had a wonderful experience. Not only was he very professional and knowledgeable, he was also very dedicated and customer-service oriented. He went above and beyond...
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Reply from Phil Gustin
June 30th, 2026 05:19 PM
Thank you Leigh & Steve! A pleasant customer experience is my number one focus, and the way to do that is with consistent updates and open communication, as you know. Glad you appreciated my service and yes we got you the best rate in the market,...
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We worked with Phil as our lender for the recent home that we purchased and had a wonderful experience. Not only was he very professional and knowledgeable, he was also very dedicated and customer-service oriented. He went above and beyond...
read more
Phil Gustin has received a review with 5 star rating from Joseph S
Phil was incredible to work with on a recent mortgage loan. He managed the entire process with ease, and made me feel totally at ease with the entire process. He is responsive, knows the market and his job, and was very pleasant to work with....
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Phil was incredible to work with on a recent mortgage loan. He managed the entire process with ease, and made me feel totally at ease with the entire process. He is responsive, knows the market and his job, and was very pleasant to work with....
read more
Phil was incredible to work with on a recent mortgage loan. He managed the entire process with ease, and made me feel totally at ease with the entire process. He is responsive, knows the market and his job, and was very pleasant to work with....
read more
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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