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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • Zillow
    W
    Wray B
    Posted on July 8th, 2018 04:43 PM
    Phil Gustin is extremely professional and very responsive to any questions I had. He always let me know what I needed to provide to complete the documentation for the loan. He actually made it a pleasure to refinance my home. Having been in...
    read more
    Reply from Phil Gustin
    June 30th, 2026 05:19 PM
    Thank you Wray! It is great being able to help Self Employed homeowners like yourself refinance and save you money. You were great to work with and very on top everything as well, so thank you for that. I look forward to continuing our relationship...
    read more
  • 3rd Party Review
    W
    Wray B
    Orange, CA
    Posted on July 8th, 2018 12:00 AM
    Phil Gustin is extremely professional and very responsive to any questions I had. He always let me know what I needed to provide to complete the documentation for the loan. He actually made it a pleasure to refinance my home. Having been in...
    read more
  • Zillow
    W
    Wray B
    Orange, CA
    Posted on July 8th, 2018 12:00 AM
    Phil Gustin is extremely professional and very responsive to any questions I had. He always let me know what I needed to provide to complete the documentation for the loan. He actually made it a pleasure to refinance my home. Having been in...
    read more
    Reply from Phil Gustin
    July 9th, 2018 12:00 AM
    Thank you Wray! It is great being able to help Self Employed homeowners like yourself refinance and save you money. You were great to work with and very on top everything as well, so thank you for that. I look forward to continuing our relationship...
    read more
  • facebook
    J
    John R
    Posted on July 2nd, 2018 10:21 PM
    Phil Gustin has received a review with 5 star rating from John R
  • Zillow
    L
    Lmjendrus
    Posted on May 21st, 2018 09:29 PM
    We worked with Phil as our lender for the recent home that we purchased and had a wonderful experience. Not only was he very professional and knowledgeable, he was also very dedicated and customer-service oriented. He went above and beyond...
    read more
    Reply from Phil Gustin
    June 30th, 2026 05:19 PM
    Thank you Leigh & Steve! A pleasant customer experience is my number one focus, and the way to do that is with consistent updates and open communication, as you know. Glad you appreciated my service and yes we got you the best rate in the market,...
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  • 3rd Party Review
    L
    Leigh J
    Carlsbad, CA
    Posted on May 21st, 2018 12:00 AM
    We worked with Phil as our lender for the recent home that we purchased and had a wonderful experience. Not only was he very professional and knowledgeable, he was also very dedicated and customer-service oriented. He went above and beyond...
    read more
  • facebook
    J
    Joseph S
    Posted on April 13th, 2018 01:21 AM
    Phil Gustin has received a review with 5 star rating from Joseph S
  • Zillow
    J
    Jean W
    Posted on April 5th, 2018 10:11 PM
    Phil was incredible to work with on a recent mortgage loan. He managed the entire process with ease, and made me feel totally at ease with the entire process. He is responsive, knows the market and his job, and was very pleasant to work with....
    read more
  • 3rd Party Review
    J
    Jean W
    Costa Mesa, CA
    Posted on April 5th, 2018 12:00 AM
    Phil was incredible to work with on a recent mortgage loan. He managed the entire process with ease, and made me feel totally at ease with the entire process. He is responsive, knows the market and his job, and was very pleasant to work with....
    read more
  • Zillow
    J
    Jean W
    Costa Mesa, CA
    Posted on April 5th, 2018 12:00 AM
    Phil was incredible to work with on a recent mortgage loan. He managed the entire process with ease, and made me feel totally at ease with the entire process. He is responsive, knows the market and his job, and was very pleasant to work with....
    read more
  • 201–210 of 233
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing