
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Terrific experience. Phil and his crews kept on top of all details with a pleasant yet professional attitude. Great financing arranged on a timely basis so can't ask for anything more. Would recommend their firm to everyone looking for a great...
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Very friendly and professional.
Phil is very easy to work with and provides a sense of urgency to ensure the loan process moves forward as needed. He is a great advocate for his clients and understands his business. We would do business again with Phil.
My husband and I greatly appreciated the fact that Phil Gustin was very knowledgeable and always kept us informed on the progress of our loan. He was always available to answer our questions very quickly and completely.
Best customer service. Phil does not try to sell me on anything. He listens. He takes calls anytime. Have financed 3 mortgages in 2 different states in the past 4 years. Even though I trust him, I check rates with other lenders. He has the...
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This is my first time in my 52 years of of financing and or refinancing my home purchases over the years where I was able to apply for refinancing on 06/10/20 and closing on 07/17/20. More important is that throughout the entire process, E...
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Phil and team were prompt in responding!
I was already working on a refi with Quicken Loans and they were able to get me a lower rate for less money. Closing was super fast and Elliot was super customer focused and responsive.
The best refinance experience overall. Very efficient, helpful, and very pleasant to work with. I would recommend Phil 100%and already have. - Eric W.
Phil was timely, efficient, responsive and polite. He is a straight shooter, and he got us a great rate.
His help through all the paper work, and explanations of anything we didn't understand were tremendously helpful. Thanks Phil!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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