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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
  • 3rd Party Review
    Q
    Quyen P
    Laguna Niguel, CA
    Posted on August 30th, 2020 12:00 AM
    He’s amazing
  • 3rd Party Review
    M
    Merrie N
    Salem, OR
    Posted on August 29th, 2020 12:00 AM
    Great to work with!
  • 3rd Party Review
    M
    Maika D
    Spokane, WA
    Posted on August 27th, 2020 12:00 AM
    Phil was attentive to all of our questions and concerns. He was available 24/7 for all of our needs. The process of refinancing was smooth and stress free in large part to Phil. Thank you!
  • 3rd Party Review
    N
    Nam T
    Laguna Niguel, CA
    Posted on August 27th, 2020 12:00 AM
    Great service. He and his team kept us updated and informed throughout the transaction. Never had any doubt about this closing.
  • 3rd Party Review
    E
    Emily H
    Pasadena, CA
    Posted on August 25th, 2020 12:00 AM
    Phil Gustin has received a review with 4.83 star rating from Emily H
  • 3rd Party Review
    E
    Ernest B
    Portland, OR
    Posted on August 20th, 2020 12:00 AM
    Phil and his team worked hard to get the rate we hoped for, and were dogged in working with a secondary lender to subordinate despite the challenges of COVID. We successfully closed with the guidance of Phil and the team.
  • 3rd Party Review
    K
    Karl V
    Buckeye, AZ
    Posted on August 14th, 2020 12:00 AM
    Competitive rates and relatively quick response to questions and processing time
  • 3rd Party Review
    D
    David T
    Montrose, CA
    Posted on August 11th, 2020 12:00 AM
    Phil is very knowledgeable and is always looking out for the client's best interest. He presents multiple options and explains the benefits of each. We are very happy to have worked with Phil and his team. We are looking forward to working...
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  • 3rd Party Review
    S
    Sharon W
    Rocklin, CA
    Posted on August 10th, 2020 12:00 AM
    Elliot was my “go to” person. Elliot always got back to me immediately to help me navigate through the loan process. I even called Elliot on the weekend when we were closing and he answered my call! The only negative I had with the process...
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  • 3rd Party Review
    D
    Daniel G
    Turlock, CA
    Posted on August 7th, 2020 12:00 AM
    Phil's customer service is second to none. It was a pleasure working with him!
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing