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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • 3rd Party Review
    T
    Trever G
    Newport Beach, CA
    Posted on June 23rd, 2020 12:00 AM
    Phil & the team were absolutely great to work with. They did an exceptional job making sure we received the best rate available and their customer service & communication were top notch. Our family is now saving over $600/month vs our old mortgage,...
    read more
  • 3rd Party Review
    J
    Jack A
    West Linn, OR
    Posted on June 23rd, 2020 12:00 AM
    Phil made it great. Thanks Phil!
  • 3rd Party Review
    M
    Mr. C
    Wilsonville, OR
    Posted on June 16th, 2020 12:00 AM
    I have done 10 refi transactions for my rental properties this year with Phil and the experience was great. He made sure that things were on track, returned my messages even during weekends. Highly recommended!
  • 3rd Party Review
    R
    Richard S
    Irvine, CA
    Posted on June 13th, 2020 12:00 AM
    Phil is a pleasure to work with.
  • 3rd Party Review
    O
    Oliver K
    Murrieta, CA
    Posted on June 10th, 2020 12:00 AM
    Phil was very helpful throughout the entire process and did everything he could to find the best possible option for my loan.
  • 3rd Party Review
    N
    Nicole L
    Inglewood, CA
    Posted on June 9th, 2020 12:00 AM
    Phil worked with me to help me understand thing thoroughly. I really appreciated his honesty.
  • 3rd Party Review
    V
    Vinal N
    South San Francisco, CA
    Posted on June 7th, 2020 12:00 AM
    You guys made me save so much money during this Civid-19 time, to get my refinance done. I was able to save $849.00, with lowering my interest rate. Phil is a very honest and sincere person. He was very helpful with all of my concerns in regards...
    read more
  • 3rd Party Review
    S
    Si D
    Vancouver, WA
    Posted on June 6th, 2020 12:00 AM
    Great Customer Service!
  • 3rd Party Review
    R
    Robin B
    San Clemente, CA
    Posted on April 26th, 2020 12:00 AM
    Phil, did a great job keeping me up to date on the loan progress and answering my questions in a timely manner.
  • 3rd Party Review
    M
    Manvinderpaul S
    Yuba City, CA
    Posted on April 19th, 2020 12:00 AM
    Excellent service and advice
  • 181–190 of 233
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing