
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Phil & the team were absolutely great to work with. They did an exceptional job making sure we received the best rate available and their customer service & communication were top notch. Our family is now saving over $600/month vs our old mortgage,...
read more
Phil made it great. Thanks Phil!
I have done 10 refi transactions for my rental properties this year with Phil and the experience was great. He made sure that things were on track, returned my messages even during weekends. Highly recommended!
Phil is a pleasure to work with.
Phil was very helpful throughout the entire process and did everything he could to find the best possible option for my loan.
Phil worked with me to help me understand thing thoroughly. I really appreciated his honesty.
You guys made me save so much money during this Civid-19 time, to get my refinance done. I was able to save $849.00, with lowering my interest rate. Phil is a very honest and sincere person. He was very helpful with all of my concerns in regards...
read more
Great Customer Service!
Phil, did a great job keeping me up to date on the loan progress and answering my questions in a timely manner.
Excellent service and advice
181–190 of 233
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing