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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • 3rd Party Review
    P
    Patrick G
    Tacoma, WA
    Posted on September 24th, 2020 12:00 AM
    Great experience and would highly recommend!
  • 3rd Party Review
    E
    Erica B
    Arlington, WA
    Posted on September 22nd, 2020 12:00 AM
    Fast and easy
  • 3rd Party Review
    J
    Joshua S
    Valleyford, WA
    Posted on September 18th, 2020 12:00 AM
    Phil was so easy to work with, very receptive, and made himself available at all hours to answer questions. Phil worked very hard to get all of our paperwork done as soon as possible to meet all timelines. He and his team really made the process...
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  • 3rd Party Review
    J
    John B
    San Diego, CA
    Posted on September 17th, 2020 12:00 AM
    Very professional service.
  • 3rd Party Review
    G
    Griselda T
    Downey, CA
    Posted on September 11th, 2020 12:00 AM
    He communicated through the whole process
  • 3rd Party Review
    M
    Michael A
    Placentia, CA
    Posted on September 10th, 2020 12:00 AM
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  • 3rd Party Review
    J
    Jeremy H
    Oak Harbor, WA
    Posted on September 8th, 2020 12:00 AM
    We shopped around for loans and the initial conversation I had with Phil was friendly & transparent. There were no gimmicks, just numbers to compare (which they beat out the others) and the level of service was amazing.
  • 3rd Party Review
    M
    Mary Z
    Bonney Lake, WA
    Posted on September 4th, 2020 12:00 AM
    Assistance was available 24/7. We had a struggle...Phil jumped right in and helped us step by step. Amazing.
  • 3rd Party Review
    A
    Anthony G
    Phelan, CA
    Posted on September 4th, 2020 12:00 AM
    Very responsive, delivered exactly what was discussed from first contact, Overall, a very low-stress experience with no surprises along the way.
  • 3rd Party Review
    H
    Heather A
    Long Beach, CA
    Posted on September 4th, 2020 12:00 AM
    Phil always get's it done for us! Thanks Phil!
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing