
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Great experience and would highly recommend!
Fast and easy
Phil was so easy to work with, very receptive, and made himself available at all hours to answer questions. Phil worked very hard to get all of our paperwork done as soon as possible to meet all timelines. He and his team really made the process...
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Very professional service.
He communicated through the whole process
x
We shopped around for loans and the initial conversation I had with Phil was friendly & transparent. There were no gimmicks, just numbers to compare (which they beat out the others) and the level of service was amazing.
Assistance was available 24/7. We had a struggle...Phil jumped right in and helped us step by step. Amazing.
Very responsive, delivered exactly what was discussed from first contact, Overall, a very low-stress experience with no surprises along the way.
Phil always get's it done for us! Thanks Phil!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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