
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Good communication. Answered all our questions even though they are simple. Very patient and accomodating.
Phil did what he said he would do, was responsive, competent and got the job done.
Working with Phil and his team was great. They are very responsive and outline everything very clearly. I never felt like I was lost or didn’t know what was happening. I actually recommended Phil to my coworkers!
Great Service. Got a Great interest rate. Great communication.
Low rate
Other than the fact both mortgage companies paid my property taxes everything went fine. Everyone I communicated with were friendly and helpful
They answered my phone calls! Unlike the other lender I was considering. That right there is worth a lot in my book.
Great service and it was fast!!! I’d recommend to others...
Thanks Phil Gustin and crew
The rate I got
Fantastic service, clear and quick communication from the whole team!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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