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Phil Gustin - Vice President in Irvine, CA

Phil Gustin

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • 3rd Party Review
    M
    Marvin R
    Los Angeles, CA
    Posted on November 4th, 2020 12:00 AM
    phil and staff were thorough, knowing and pleasant with a good sense of humor.they were patient with my son and i when they realized they were dealing with an old man who is both senile and stupid.
  • 3rd Party Review
    D
    Douglas B
    Mount Vernon, WA
    Posted on November 2nd, 2020 12:00 AM
    Great communication, highly responsive.
  • 3rd Party Review
    A
    Alma L
    Katy, TX
    Posted on November 1st, 2020 12:00 AM
    So far service was great and very responsive.
  • 3rd Party Review
    T
    Tim E
    Villa Park, CA
    Posted on October 31st, 2020 12:00 AM
    Phil was great to work with and easy to connect with when I had questions. He also had answers to all of my questions. It was a very smooth transition to get my loan processed in a short period of time Thanks Phil!!!
  • 3rd Party Review
    R
    Robert M
    Firestone, CO
    Posted on October 29th, 2020 12:00 AM
    Your company was responsible, communicated well and pleasant to work with.
  • 3rd Party Review
    K
    Karen B
    Gold Canyon, AZ
    Posted on October 29th, 2020 12:00 AM
    These guys were great to work with, and really appreciate how professional the refinancing of my home was handled
  • 3rd Party Review
    P
    Paula H
    San Diego, CA
    Posted on October 28th, 2020 12:00 AM
    Did our mortgage and our refinance with Phil and his team. Both closed with no issues and we couldn't be happier with our new rate. We shopped around and he had the lowest rates available.
  • 3rd Party Review
    D
    Daniel C
    Sugarloaf, CA
    Posted on October 18th, 2020 12:00 AM
    Phil was great and very attentive with our loan. We'll be using him again in the near future.
  • 3rd Party Review
    M
    Mary H
    Murrieta, CA
    Posted on October 17th, 2020 12:00 AM
    Phil made a complicated process very easy to accomplish;patience and understanding was important.
  • 3rd Party Review
    E
    Eva M
    Chino Hills, CA
    Posted on October 16th, 2020 12:00 AM
    Always the best in communication, awesome work, trushtworthy 100%!
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
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    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing