Phil Gustin's Cover Image
Phil Gustin - Vice President in Irvine, CA

Phil Gustin

ClaimedPro

Vice President

Company Logo
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Company Logo
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
  • 3rd Party Review
    A
    Anna F
    Fresno, CA
    Posted on May 11th, 2021 12:00 AM
    Phil and his team at E Mortgage Capital did a wonderful job keeping the communication gap closed, they were timely in returning calls and always provided accurate information. This was one team I felt I could trust with my future!!!! Thank...
    read more
  • 3rd Party Review
    U
    Umut E
    Mesa, AZ
    Posted on May 10th, 2021 12:00 AM
    Phil was easily accessible and helped us with our questions in a timely manner.
  • 3rd Party Review
    T
    Toivo K
    Los Angeles, CA
    Posted on April 13th, 2021 12:00 AM
    Good response to questions.
  • 3rd Party Review
    A
    Armen M
    Granada Hills, CA
    Posted on March 15th, 2021 12:00 AM
    Phil and Ryan were absolutely amazing. They handled everything for me. I was referred to them since my previous loan office was not helpful. I had a complication during the process (totally from me) and Phil took care of it so quickly. Process...
    read more
  • 3rd Party Review
    P
    Paul D
    Manvel, TX
    Posted on March 4th, 2021 12:00 AM
    Phil and his team were amazing! The process was extremely painless! If I had any questions or concerns they were there immediately to answer them literally any time of day or night. I was quite surprised how quick they responded even if it...
    read more
  • 3rd Party Review
    A
    Ann M
    Portland, OR
    Posted on February 17th, 2021 12:00 AM
    Phil and his team kept me extremely well informed. In addition, I appreciated how they were able to assure that my goals were reached.
  • 3rd Party Review
    R
    Richard M
    Costa Mesa, CA
    Posted on February 9th, 2021 12:00 AM
    Such a personal touch to a business endeavor. My wife and I truly appreciated the information and guidance provided. We were very pleased with every step along the way and the final results.We highly recommend Phil for all your real estate...
    read more
  • 3rd Party Review
    W
    Wendell K
    Kaneohe, HI
    Posted on December 22nd, 2020 12:00 AM
    The personal and individual service was exceptional!
  • 3rd Party Review
    D
    Dale B
    San Clemente, CA
    Posted on December 19th, 2020 12:00 AM
    Mr Gustin & all of his E Mortgage Capital team were very helpful during the re-fi process. Our loan was completed in a very timely manner. Thank you!
  • 3rd Party Review
    F
    Franchesca A
    San Tan Valley, AZ
    Posted on December 18th, 2020 12:00 AM
    Phil and his team were very helpful! They were always there for us whenever we have questions.
  • 111–120 of 233
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing