
Phil Gustin
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Phil and his team at E Mortgage Capital did a wonderful job keeping the communication gap closed, they were timely in returning calls and always provided accurate information. This was one team I felt I could trust with my future!!!! Thank...
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Phil was easily accessible and helped us with our questions in a timely manner.
Good response to questions.
Phil and Ryan were absolutely amazing. They handled everything for me. I was referred to them since my previous loan office was not helpful. I had a complication during the process (totally from me) and Phil took care of it so quickly. Process...
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Phil and his team were amazing! The process was extremely painless! If I had any questions or concerns they were there immediately to answer them literally any time of day or night. I was quite surprised how quick they responded even if it...
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Phil and his team kept me extremely well informed. In addition, I appreciated how they were able to assure that my goals were reached.
Such a personal touch to a business endeavor. My wife and I truly appreciated the information and guidance provided. We were very pleased with every step along the way and the final results.We highly recommend Phil for all your real estate...
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The personal and individual service was exceptional!
Mr Gustin & all of his E Mortgage Capital team were very helpful during the re-fi process. Our loan was completed in a very timely manner. Thank you!
Phil and his team were very helpful! They were always there for us whenever we have questions.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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