Phil Gustin
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I contacted EMortgage Capital to see if they could improve on our bank’s refinance offer. Phil Gustin got in touch to ask a few questions about employment, assets, etc. and indicated he could absolutely get us a better deal. I was skeptical...
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Phil and his team are a pleasure to work with.
Thanks to Phil I can say that the process was easier, he and his team were always 100% available to answer our questions!Phil was very honest and knowledgeable to work with. I can’t say enough about our experience,I highly recommend Phil without...
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Phil provided excellent guidance and gave us a clear understanding of what to expect throughout the process.
Phil always takes the time to listen and answer the questions we're asking.
Super fast friendly and professional.
We had a great experience with our refinance. All our questions were answered promptly and clearly and we ended up saving so much money. We would highly recommend Phil and his team.
Super fast friendly and professional.
We had such a great experience with Phil and his team. Their attention to detail and sense of urgency was top notch. They made our entire loan process effortless and seamless. We would highly recommend them to anyone going through the home...
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Ryan had made everything simple straight forward and helped me uncover and resolve a ding on my credit that was made by my prior lender
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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