Phil Caulfield
Loan Consultant
Santa Clara University
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Reviews from Web
Phil was fantastic! We were turned down by another lender, but Phil was able to find a loan that we qualified for, and that fit the criteria we were looking for. He and his staff were responsive, helpful, patient with my questions, and very...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks for the nice review Kim!
Phil Caulfield has received a review with 5 star rating from Sandi J
Reply from Owner
January 9th, 2026 09:05 AM
Thanks for the five star review Sandi - much appreciated!
Phil found us a very good rate and then provided accurate and timely information. He was very knowledgeable, communicated frequently and answered questions and solved problems. I recommend him most highly.
Reply from Owner
October 29th, 2017 12:00 AM
Thanks for the review David!
Phil was with me every step of the way! In May 2016, I bought my first condo and had a lot of questions. He was there to answer every question and was very helpful throughout the entire process. I had reached out to other mortgage brokers,...
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Reply from Owner
May 27th, 2016 12:00 AM
Thanks Jennifer - you were great to work with!
Phil Caulfield was fantastic. I have worked with him for several years on two different loans. My second loan was extremely difficult to get approval given the salary/debt ratio, so much so that another large bank rejected my application. However,...
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Reply from Owner
October 29th, 2017 12:00 AM
Thanks for the review Matt!
I met Phil's sons before I met Phil. His boy's are great young men. I now know why they are solid young men. Enough about Phil's boys. Phil is a true professional. He communicated well, follow through was great and the final touch was when...
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Reply from Owner
January 9th, 2026 09:05 AM
Hi Jaime - I appreciate your review, and you were great to work with!
Great experience! Phil is easy to work with. We have completed a few loans with him and he always find the right loan that fits our needs. Highly recommend working with him for mortgage needs.
Reply from Owner
January 9th, 2026 09:05 AM
Thanks for the recommendation Meghan!
Phil is one of the most knowledgeable and creative professionals in the mortgage industry I know. He is very up to date on current state of the industry and programs. Phil has helped identify several solid paths for a somewhat complicated finance...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanka for the review George!
I have know Phil and worked with him for over 10 years and have always trusted him to get me the best rates and service! Despite all the new regulations and details that go along with getting a loan today, Phil was AWESOME. I would highly recommend...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanka for the review Vivian!
Phil was an absolute delight to work with. He helped us buy our first house in April 2015, and we owe him a big thanks for that.Few highlights:1. He was always available to meet us face to face in his office, and also answered the phone and...
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Reply from Owner
January 9th, 2026 09:05 AM
Thanks for the review Rajan!
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Jumbo Loans
Construction Loans
FHA Loans
VA Loans
Interest Only Loans
Renovation Loans
Low down payment mortgage
Bridge Loan
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Education
- Santa Clara UniversityBusinessBachelor of Science (BS)
Memberships
- San Mateo County Association of Realtors Affiliate
- Prime Time Athletic Club
- Burlingame Youth Baseball Association
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Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #386911
Achievements
- I have seven kids!
Hobbies
- Basketball
- Reading
- Snake Charming
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing