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Phil Caulfield - Loan Consultant in Burlingame, CA

Phil Caulfield

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Santa Clara University
Santa Clara University
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
Company Logo
Santa Clara University
Santa Clara University
Overall Ratings
5.0
(59)
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Reviews from Web
  • 5.0
    Encompass
    M
    Michael V
    Granite Bay, CA
    Posted on July 19th, 2026 03:47 PM
    Phil is the best! He always gets us the best loan options and competitive rates. He keeps us informed and updated throughout the entire process, making everything smooth and stress-free. We truly appreciate his professionalism, communication,...
    read more
  • 5.0
    Encompass
    T
    Tiffany A
    San Jose, CA
    Posted on July 16th, 2026 03:57 PM
    Everyone was very helpful in this whole process
    Reply from Phil Caulfield
    July 16th, 2026 04:05 PM
    Thank you Tiffany -enjoy your new home!
  • 4.83
    Encompass
    A
    Angelyn A G
    San Francisco, CA
    Posted on June 23rd, 2026 10:40 PM
    Everything was done in a prompt and friendly manner
    Reply from Phil Caulfield
    June 23rd, 2026 10:49 PM
    Thanks Ann!
  • 5.0
    Encompass
    J
    John M
    Half Moon Bay, CA
    Posted on June 18th, 2026 02:04 PM
    Phil is a very knowledgeable and thoughtful guy who makes the process painless
    Reply from Phil Caulfield
    June 23rd, 2026 10:49 PM
    Thanks John!
  • 5.0
    Encompass
    F
    Fredric M
    TEMPLETON, CA
    Posted on May 23rd, 2026 05:29 PM
    Phil handled our refinance flawlessly. We were kept informed of the progress every step of the process and he was always available to answer questions and concerns. Great job!!
    Reply from Phil Caulfield
    May 25th, 2026 09:32 PM
    I'm pleased to hear that your refinance process went flawlessly and that you felt well-informed throughout. It was a pleasure to assist you, and I'm grateful for your kind words. Thank you for choosing me for your refinancing needs.
  • 5.0
    google
    R
    RealtorMaddy
    Posted on January 24th, 2026 02:32 AM
    Absolutely LOVED working with Phil! I’m a realtor and found Phil to be so on point. His communication style was quick and easy, and he usually called before I called him:) Our clients loved him, and the deal was a success. Highly recommend!...
    read more
    Reply from Owner
    January 27th, 2026 10:21 PM
    Thanks Maddy! It was great working with you on the purchase loan in Marin County
  • 5.0
    Encompass
    J
    Jeffrey A K
    San Carlos, CA
    Posted on December 19th, 2025 05:19 PM
    From the first call I had with Phil I was so impressed with his professionalism and knowledge. He explained everything making the process clear and was ALWAYS available when we needed help! We appreciate everything Phil did for us, He's the...
    read more
    Reply from Phil Caulfield
    December 19th, 2025 05:34 PM
    Thanks Jeff! You and Diane were great to work with on your bridge loan and HELOC.
  • 5.0
    Encompass
    D
    Diane M K
    San Carlos, CA
    Posted on December 16th, 2025 05:01 PM
    From the first call I had with Phil I was so impressed with his professionalism and knowledge. He explained everything making the process clear and was ALWAYS available when we needed help! We appreciate everything Phil did for us, He's the...
    read more
    Reply from Phil Caulfield
    December 16th, 2025 05:46 PM
    Thanks for the great review Diane! I appreciate you trusting me to help you with your bridge loan and HELOC.
  • 5.0
    Encompass
    L
    Lynne M C
    San Carlos, CA
    Posted on November 22nd, 2025 05:27 AM
    Phil was great!
    Reply from Phil Caulfield
    November 22nd, 2025 05:34 PM
    Thanks Lynne - I hope you enjoy your new home!
  • 5.0
    Encompass
    M
    Madeline K L
    Novato, CA
    Posted on November 10th, 2025 10:16 PM
    LOVED dealing with Phil! He'd call me when there were status changes, and call me before I reached out to him. Always pleasant, and to the point. Thanks so much Phil!
    Reply from Phil Caulfield
    November 21st, 2025 05:58 PM
    Thanks Maddy! You were great to work with on this purchase in Novato!
  • 10 of 60
    About
    New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Jumbo Loans
    Construction Loans
    FHA Loans
    VA Loans
    Interest Only Loans
    Renovation Loans
    Low down payment mortgage
    Bridge Loan
    View All
    What is the Search Rank Score®?
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    Education
    • Santa Clara University
      Business
      Bachelor of Science (BS)
      Santa Clara University logo
    Memberships
    • San Mateo County Association of Realtors Affiliate
    • Prime Time Athletic Club
    • Burlingame Youth Baseball Association
    • View All
    Addresses and Serving Areas

    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #386911
    Achievements
    • I have seven kids!
    Hobbies
    • Basketball
    • Reading
    • Snake Charming
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing